I’m going to look at some different options for superannuation strategies: Should you put an extra $10,000 of your income into super rather than your mortgage? Should you put an extra $10,000 of your savings into super rather than your mortgage? Say you have $10,000 in shares with $5,000 of capital gains embedded. Can you […]
Extra superannuation contributions or mortgage payments: Which is better? Read More »
In recent months, I’ve had an influx of clients and friends asking about setting up share market investment accounts for children. Direct indexing, fractional shares, and trading with no fixed costs make it much more attractive to invest in shares than it has been in the past. Ten years ago, needing to pay $10 or
Kid’s Investments: not like when you were young Read More »
The Australian stock market is a case study of how regional nuances can shape investment outcomes. Say you were a financial advisor in the US, Japan or Europe. If you put a retail client into 50% miners and banks, and they tanked, you might lose your licence. In Australia, that is just the market: Yet
The Hidden Costs of High Dividend Yields in Australia Read More »
Tax effectiveness of international shares International shares have a poor reputation for tax effectiveness. That doesn’t match the reality. Yes, international share dividends are not as good as franked dividends. But they are much better than unfranked dividends or interest from a tax perspective. The table below assumes: The same investment returns In Australia you
International shares and tax Read More »
Nucleus Wealth is excited to invite you to the IMAP Direct Indexing Conference. This will be an invaluable session for anyone using ETFs who wants more customisation and control over their investments. Direct indexing has been around in the US for over a decade but is just emerging in Australia. Be one of the first to explore this new
Direct Indexing Conference Read More »
How to Make Pre-Tax Concessional Contributions & After-Tax Non-Concessional Contributions to Super Including Catch-up Contributions In this article, I will run through the different ways of getting money into Superannuation while you are in accumulation phase. Then I will show you some examples so you can really see the benefits. Boosting your super is an
Save on Tax: How to Make Concessional Contributions to Super Read More »
ESG investing is a complicated area with many ethical dilemmas and moral decisions to be made. As the Israel-Hamas conflict has brought to light, companies that manufacture goods for war present one such dilemma. On one hand, listed stocks that manufacture weapons create products that literally kill people. On the other hand, without those manufacturers,
Is excluding war companies the ethical thing to do? Read More »
Nucleus Wealth are delighted to have received the 2023 IMAP Managed Account Award in the Innovation category! This is the second time we have been recognised by this award. In 2023 we received it for the introduction of Direct Indexing in Australia. This product allows our clients to personalise passive indexes according to your beliefs,
Nucleus Wealth announced winner of 2023 IMAP Innovation award Read More »
